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Affordable
Healthcare

Made Simple
NEW
Check Out Our Healthcare Sharing Comparison Summaries
There are roughly 20 healthcare sharing plans out there that can offer low cost alternatives to health insurance. We aggregate data and compare them internally so we can help you find just what you need.

Discover A Better Way to
Pay for Healthcare

Soba Health is a free service that helps match people and businesses with healthcare sharing organizations. Healthcare sharing is not insurance. Instead, it provides affordable alternatives to individuals, families, and businesses when it comes to covering medical costs through communities that share healthcare expenses.

Choose one of the options below to get started.
60-Sec Survey to See the Best Options
Skip the Survey and Request a Callback

Our Story

In 1998, our family of four, with number five on the way, journeyed through a monumental career change from the corporate world to venturing out on our own. As you might imagine, the new endeavor did not come with healthcare benefits or any others for that matter. It was an uphill climb, but the journey and its inherent challenges led to many wonderful relationships, experiences, and discoveries. Among those discoveries was the world of healthcare sharing.
At a time when there was no way for us to have access to or afford traditional medical insurance, we were able to sign up for a healthcare sharing plan, which more than adequately provided for our needs at such a critical stage in our family’s development. Now, over 25 years later, we have a family of ten (five biological and three adopted children) and have been members of two different and outstanding healthcare sharing programs. We also now own our own software business, but still use medical sharing because we believe in it so very much. As a matter of fact, healthcare sharing helped us make it through a battle with two types of stage 4 cancer in 2021. An amazing healthcare sharing community of people wrote to us, prayed for us, and covered hundreds of thousands of dollars in expenses so we could get through that troubling season. It is hard for us to express just how grateful we are that we found healthcare sharing.
That leads to the reason for this website. We want you to find the sharing program that is just the right fit for you! There are now many different healthcare sharing plans out there (about 22 that we are following) and new ones are emerging all of the time. It was tedious for us to choose the right program in 1998, when there were only two or three main ones available, but now it is almost impossible to get clear insight on which one to select. Though the programs are similar in essence, there are substantial and important differences that can easily be missed. Before we created this healthcare sharing hub, we looked for a clear and comprehensive way to compare programs and unravel the details, but nothing current and comprehensive could be found.
Our solution to that dilemma was soba-health.com! We conducted months of research, invested a large amount of money, built key relationships, and developed a fast and easy interface to help match people with the health sharing organization that is right for them. It is free, secure, private (view our privacy policy), and rigorously kept up to date. We believe it is the very best way to shop for healthcare sharing today.
There are several ways to interact with us. First, you can use our 60-second online survey to access organizations that might be right for you. Second, you can call us at 330-333-9978. Third, email your questions to support@soba-health.com.
Thank you,
Eric & Kat
Founders, Soba Health

FAQ

What is healthcare sharing and is it the same as health insurance or medical insurance coverage?
Why are we such big advocates of healthcare sharing?
How do we match people with the right healthcare sharing organizations?
Is there a cost to use this website or for our services?
How many people are enrolled in healthcare sharing plans in the United States?
How does healthcare sharing impact and reduce healthcare costs?
What are some points to consider before choosing a healthcare sharing organization?
What types of medical conditions are eligible for sharing in healthcare sharing plans?
Can I keep my medical insurance?
Are healthcare sharing plans exempt from the mandates of the Affordable Care Act (ACA)?
Can I choose my own doctor?
Are healthcare sharing contributions tax deductible?
Can I use healthcare sharing for my small business?
If I use healthcare sharing for my business, is there a minimum employer contribution?
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